Yuno, a Colombia-based AI-native payment orchestration platform, has raised $45 million in Series B funding led by Global PayTech Ventures with participation from Andreessen Horowitz, Tiger Global, and QuantumLight Capital. The platform connects merchants to 1,000+ payment methods across 190+ countries via a single API, using AI agents for routing, recovery, and monitoring. The capital will support expansion into in-person payments, agentic commerce, and U.S. scaling while targeting $100 billion in annual transaction volume within 12 months.
Global VC Syndicate Signals Payments Shift
The timing aligns with a broader surge in payment orchestration investment. Primer raised $174 million in its Series C in May 2026. Payrails secured $32 million in its Series A in June 2025. Yuno differentiates through an AI-native architecture that deploys autonomous agents rather than bolting AI onto existing stacks.
False Declines Drain Merchant Revenue
Payment failures cost merchants billions annually. Yuno reports recovering over $5 billion in failed transactions and delivering a 5% lift in authorization rates for clients. Current solutions often rely on static retry logic that fails to adapt to issuer-specific decline patterns across fragmented regional rails.
AI Agents Replace Static Payment Stacks
Yuno built Payments Concierge, an always-on AI agent that monitors stacks 24/7 through Slack and WhatsApp, and NOVA AI for conversational recovery in 70+ languages. Unlike competitors focused on orchestration alone, the platform embeds AI decision-making across routing, fraud, and recovery. As CEO Juan Pablo Ortega noted:
"AI has changed the economics of building this company. We grow faster and operate leaner than the generation of infrastructure players before us."
Mission Capital Validates Global Ambition
The round drew strategic capital from Global PayTech Ventures alongside repeat investors a16z and Tiger Global. New backers Rasmal Ventures and GrowthX Capital reflect Middle East expansion priorities, including a new Doha office and SAMA certification in Saudi Arabia.
Orchestration Market Doubles by 2031
The payment orchestration platform market stands at $3.13 billion in 2026 and is projected to reach $7.27 billion by 2031 at an 18.31% CAGR. Competitors include Spreedly at $82.8 million total funding and Gr4vy at $27.2 million. Structural drivers include rising cross-border e-commerce, stablecoin adoption, and demand for unified access to local payment methods.
Ex-Rappi Founders Scale Infrastructure Play
Co-founders Juan Pablo Ortega and Julián Núñez previously built payments infrastructure at Rappi, Uber, and AliPay. Their experience with fragmented global rails directly informs Yuno's single-API approach for high-volume merchants including McDonald's, Uber, and NetEase.
Path to Profitability and $100B TPV
With deployments already recovering revenue at scale, Yuno plans to extend in-person payments, deepen agentic commerce capabilities, and grow its U.S. presence. The company is on track for profitability by mid-2026 while targeting $100 billion in annual processed volume.