Rizon, a global financial app, has raised $2M in pre-seed funding led by Market One Capital. The platform delivers USD accounts that open in seconds, near-instant international transfers to 122 countries up to 89% cheaper than Wise, Visa Platinum cards for spending at 100M+ merchants and global ATMs, stablecoin deposits via USDC/USDT, and tokenized stock investments in assets like Apple and Tesla. This capital arrives amid strong traction, with 170k app installs, 150k users, and 245% month-over-month transaction volume growth.
USD Banking Expands Globally
The timing coincides with rising demand for accessible USD services beyond the U.S., as noted in Bloomberg coverage. Transfer specialists like Wise have set the bar, but lack Rizon's integrated cards, crypto deposits, and investment options. Rizon's all-in-one approach targets this gap for digital nomads and cross-border users.
Millions of global users grapple with costly international transfers, limited USD access, and fragmented financial tools. Immigrants, digital nomads, expat families, and suppliers in emerging markets pay steep fees—traditional banks often exceed 5%—while facing slow processing and currency volatility. Even leading fintechs force users to juggle multiple apps for banking, spending, saving, and investing.
Rizon unifies these into a single, seamless app. Funding happens instantly via stablecoins, avoiding ramps and volatility, while transfers prioritize speed and savings. Visa Platinum cards—physical and virtual—offer premium perks like cashback via RizPoints, usable everywhere. Tokenized stocks provide equity exposure without brokerage accounts, appealing for diversification.
Compared to Wise's transfer focus, Rizon embeds spending and investing, creating stickier engagement. Revolut offers breadth but higher costs in key corridors; Rizon's 89% cheaper claim and stablecoin edge aim to capture price-sensitive markets.
Market One Capital's leadership in this round validates Rizon's hyper-growth metrics and 122-country footprint. Beyond pure expansion, it signals strategic faith in hybrid TradFi-crypto models, where stablecoins bridge fiat gaps for underserved regions. This positions Rizon as a growth play in a cautious VC environment.
Cross-border fintech is shifting toward integrated platforms amid stablecoin mainstreaming and remittance digitization. Rizon's traction—from 100k installs in late 2025 to 170k now—outpaces peers, reflecting product-market fit. With first transfers free and loyalty rewards, it fosters retention in a competitive field dominated by specialists.